For the most part, the financial packages offered by SG lenders are available to individuals over 21 who can present a copy of their NRIC or a valid work visa. Being an SG national or permanent resident is not a requirement per se, but it’s an advantage, as, in the case of foreigners, the annual income thresholds applicable to personal loans are different. The lender you’re applying for will require proof of your ongoing income and documentation that attests to your residence.
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